Fort Thomas ZIP Codes — Campbell County, KY

There is one unique ZIP code in Fort Thomas, Kentucky and it is 41075. Area code: 859.
1
ZIP codes
5.83
sq mi land
0.02
sq mi water
859
area code
Fort Thomas, KY ZIP code map

About Fort Thomas, KY

Fort Thomas is a charming residential city located in Campbell County, Kentucky, just across the Ohio River from Cincinnati, Ohio. Served by a single ZIP code — 41075 — the city offers a close-knit suburban lifestyle while maintaining easy access to the amenities of a major metropolitan area. Fort Thomas is widely regarded as one of the most desirable communities in Northern Kentucky, known for its tree-lined streets, well-maintained neighborhoods, and strong civic pride.

Location & geography

Fort Thomas sits in the northernmost tip of Kentucky, nestled in Campbell County along the highlands above the Ohio River, directly south of Newport and Covington. The city covers 11.67 square miles of land and just 0.04 square miles of water, reflecting its largely upland terrain with limited direct riverfront. Neighboring communities include Newport to the northwest, Highland Heights to the south, and Alexandria to the southeast, while Cincinnati, Ohio lies just across the river to the north.

Community & economy

Fort Thomas has the character of a classic American suburb, where residents enjoy quiet, walkable neighborhoods alongside well-regarded schools and local parks, including Tower Park, a beloved green space that serves as a gathering hub for the community. The local economy is driven largely by residents who commute into the greater Cincinnati metro area for work in healthcare, finance, education, and professional services. Daily life in Fort Thomas revolves around its community events, independent businesses along South Fort Thomas Avenue, and a strong tradition of neighborhood involvement.

Transportation

Fort Thomas is conveniently accessible via AA Highway (KY-9) and Interstate 471, which connects the city northward across the Ohio River into Cincinnati and southward into the rest of Northern Kentucky. U.S. Route 27 also runs through the broader Campbell County area, providing additional regional connectivity. The nearest major commercial airport is Cincinnati/Northern Kentucky International Airport (CVG), located approximately 15 miles southwest of Fort Thomas in Hebron, Kentucky.

History

Fort Thomas takes its name from General George H. Thomas, a Union Army general, and the city grew up around the U.S. Army post established there in the late 19th century known as the Military Reservation of Fort Thomas. The post played a notable role in American military history, serving as a mobilization site during the Spanish-American War in 1898. Over the 20th century, the former military grounds were gradually transitioned to civilian use, and the city incorporated and developed into the prosperous residential community it is today.

Did you know?

One little-known fact about Fort Thomas is that Tower Park, situated on the former military reservation grounds, still features a historic water tower that dates back to the original Army post and stands as a beloved local landmark. Fort Thomas also gained national attention in 1896 due to the high-profile Pearl Bryan murder case, which remains one of the most sensational criminal cases in Kentucky history.

ZIP codes for Fort Thomas, KY (1)
ZIP code City County Map
41075 Fort Thomas Campbell View map

Demographics & statistics

17,409
Population
38.0
Median age
$93,750
Median household income
$49,650
Per capita income
$271,900
Median home value
$1,029
Median monthly rent
72.3%
Home ownership
5.9%
Poverty rate
3.8%
Unemployment
4,921
Housing units
54.2%
Bachelor's or higher

Age distribution

Male Female
486
Under 5
475
927
5–9
906
536
10–14
523
508
15–19
496
406
20–24
397
1,216
25–34
1,187
1,003
35–44
980
1,257
45–54
1,227
549
55–59
537
539
60–64
527
818
65–74
799
380
75–84
371
182
85+
177
← Male
Female →

Age summary

GroupCount%
Under 184,69727.0%
18 and over12,71273.0%
65 and over2,72715.7%
Median age38.0 years

Race & ethnicity

White 90.3%
Two or more races 4.3%
Hispanic or Latino 1.9%
Black or African American 1.6%
Asian 1.2%
Other race 0.6%
GroupCount%
White16,03090.3%
Two or more races7624.3%
Hispanic or Latino3381.9%
Black or African American2841.6%
Asian2211.2%
Other race1120.6%

Household income

Under $10k 4.5%
$10k–$15k 3.0%
$15k–$25k 4.8%
$25k–$35k 5.5%
$35k–$50k 8.6%
$50k–$75k 15.0%
$75k–$100k 10.5%
$100k–$150k 21.3%
$150k–$200k 13.4%
$200k+ 13.2%
Range% of households
Under $10k4.5%
$10k–$15k3.0%
$15k–$25k4.8%
$25k–$35k5.5%
$35k–$50k8.6%
$50k–$75k15.0%
$75k–$100k10.5%
$100k–$150k21.3%
$150k–$200k13.4%
$200k+13.2%
Median income$93,750

Housing

Home values

Under $50k 1.9%
$50k–$100k 2.4%
$100k–$150k 8.7%
$150k–$200k 17.3%
$200k–$300k 27.8%
$300k–$500k 25.8%
$500k–$1M 13.4%
$1M+ 2.8%

Housing overview

MetricValue
Median home value$271,900
Median rent / month$1,029
Owner occupied72.3%
Renter occupied27.7%
Vacant2.4%
Single-family detached70.0%
Large apartment buildings2.6%
Mobile homes0.0%
Median rooms6.3
Avg household size (owned)2.96

Year built

Era%
2020 or later0.0%
2010–20192.9%
2000–20093.9%
1990–19997.4%
1980–19896.3%
1970–19799.3%
1960–19698.8%
1950–195920.7%
1940–19498.2%
1939 or earlier32.6%

Bedrooms

Size% of units
No bedroom (studio)0.5%
1 bedroom12.8%
2 bedrooms26.2%
3 bedrooms31.9%
4 bedrooms22.4%
5+ bedrooms6.2%

Vehicles per household

Vehicles% of households
No vehicle3.2%
1 vehicle29.9%
2 vehicles44.3%
3 or more22.6%

Heating fuel

Fuel type%
Utility gas68.6%
Electricity29.6%
Propane / LP gas1.0%
No fuel used0.4%

Households & families

Household typeCount%
Married-couple family3,65155.5%
Cohabiting couple2493.8%
Male householder, no spouse1,06516.2%
Female householder, no spouse1,61824.6%
Households with children under 182,55138.8%
Households with seniors (65+)1,84028.0%
Average household size2.59

Marital status

StatusMaleFemale
Never married27.4%24.2%
Married59.8%54.2%
Separated0.0%0.2%
Widowed1.8%7.9%
Divorced11.0%13.5%

Education

Less than 9th grade 1.1%
Some HS, no diploma 1.6%
HS graduate 17.1%
Some college, no degree 17.2%
Associate's degree 8.7%
Bachelor's degree 32.6%
Graduate / professional 21.6%
Metric%
HS diploma or higher97.3%
Bachelor's or higher54.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool3025.9%
Kindergarten2795.5%
Elementary school2,33145.7%
High school1,08421.3%
College / grad school1,10521.7%

Employment

Industry of employment

Education & healthcare 24.1%
Professional & management 14.4%
Finance & real estate 12.6%
Arts, food & hospitality 10.0%
Manufacturing 9.2%
Retail trade 8.7%
Construction 5.4%
Transportation & utilities 4.1%
Public administration 4.0%
Other services 3.2%
Wholesale trade 3.1%
Information 1.0%
Agriculture & mining 0.3%

Occupation

Category%
Management, business & arts53.6%
Service13.7%
Sales & office22.2%
Natural resources & construction4.0%
Production & transportation6.5%

Employment type

Type%
Private sector82.0%
Government12.3%
Self-employed5.7%
Unpaid family workers0.0%

Commute

Method%
Drive alone76.4%
Carpool8.6%
Public transit1.3%
Walk1.0%
Other means1.2%
Avg commute (minutes)21.1

Poverty

All people 5.9%
Under 18 years 4.3%
18 and over 6.5%
Married-couple families 1.8%
Female-led households 17.6%

Income support

Source% of households
Social Security26.2%
Retirement income24.3%
Supplemental Security1.8%
Cash public assistance0.1%
Food stamps / SNAP1.0%

Health indicators

Condition%
High blood pressure36.0%
High cholesterol35.9%
Heart disease6.1%
Stroke2.6%
Asthma10.0%
Arthritis26.2%
Kidney disease2.6%
Pulmonary disease6.7%
Cancer7.3%
Behavior / access%
Binge drinking16.9%
No physical activity23.9%
Less than 7 hrs sleep32.2%
Fair or poor health13.0%
Poor mental health15.2%
Poor physical health10.0%
No health insurance7.2%
Visited doctor (checkup)75.4%
Visited dentist65.2%
Cholesterol screening92.3%
Teeth loss12.2%

Veterans & disability

VeteransCount%
Civilian veterans5774.5%
Disability%
Any disability9.5%
Under 183.3%
18–64 years8.2%
65 and over26.6%

Health insurance coverage

Type%
Private insurance84.3%
Public insurance23.0%
Uninsured under 191.8%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only16,44894.5%
Spanish1571.0%
Other Indo-European110.1%
Asian & Pacific Islander00.0%
Other languages1460.9%

Place of birth & citizenship

OriginCount%
Native born (US)16,95397.4%
Born in same state16,81796.6%
Born in different state8,31547.8%
Foreign born1360.8%
Naturalized citizen4562.6%
Not a US citizen24253.1%

Ancestry

AncestryCount%
Italian2,55914.7%
French2,53014.5%
Arab9535.5%
Irish5052.9%
AncestryCount%
English1430.8%
Polish730.4%
German150.1%
Norwegian100.1%

Technology access

Metric% of households
Computer access37.8%
Internet access95.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Fort Thomas, KY have?
Fort Thomas, KY has one ZIP code: 41075. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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